September 9, 2016

Veteran Home Loans – Overview


Explore VA Benefits: Overview of home loans and how to apply

VA Home Loans your Veteran Benefit

Veteran Home LoansDid you know eligible veterans can get a VA home loan at any age and can reuse the benefit multiple times? Did you know, unlike with conventional and FHA loans, most VA loans do not require a down payment, leaving more money in your pocket?

Did you know VA guaranteed $36 billion in home loans to 629,000 veterans and service members in 2013, the highest loan volume in program history? In addition, VA’s specially adapted housing grants may help eligible veterans with certain service‑connected disabilities modify their homes to allow them to live more independently.

VA Home Loans May Offer More Favorable Financing

VA‑guaranteed home loans may offer more favorable financing terms to veterans and their families than conventional and FHA loans. In addition to no down payment, these loans typically save you money due to competitive interest rates and limited fees charged at closing. VA loans have no private mortgage insurance requirement, lowering your monthly mortgage payment, and saving you thousands of dollars annually and over the life of the loan.

Simple Process for VA Home Loans

The process for obtaining a VA‑guaranteed home loan is simple for veterans who meet VA’s eligibility, credit, and income requirements. Start by obtaining a certificate of eligibility online at ebenefits.va.gov. Then, contact the lender of your choice.

In gratitude for veterans’ service to our nation, VA serves veterans through our home loan guarantee and housing assistance programs. Find out how you can benefit. Explore VA today.


As a local REALTOR® Jeff Green loves assisting Veterans with their process of finding and purchasing a home.  If you are read to start looking please begin on the Jeff Green REALTOR® MLS Search page.