October 6, 2016

THE RENTER’S DILEMMA – How to transition to homeownership

For many renters, the prospect of purchasing a home might seem daunting, if not altogether impossible. 46% of consumers rent because they cannot afford to buy 62% of renters have debt that would make purchasing a home difficult, including:   31% Credit cards   18% Student loans   14% Auto Loans Still, renters rate homeownership 6.8 OUT […]

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October 4, 2016

Home Buyer Mistakes to Avoid

Home Buyer Mistakes Chris Neri: My name is Chris Neri. I’m the Assistant Commissioner in charge of the subdivision section at DRE. In this video Mr. Neri discusses home buyer mistakes and how to avoid them. Home Buyer Mistake 1 – Going it alone. Going it alone is probably a big mistake. Buyers should, early […]

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September 15, 2016

Home Buyer Tip Video

Home Buyer Tip Checklist When purchasing a home it’s good to have a road map as well as resources for information.  This video on Obstacles top buying a home is an essential home buyer tip resource. Jacqueline Carlisle:  I am Jacqueline Carlisle, executive director, NID Housing Counseling Agency. Question: What are the biggest obstacles to […]

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September 11, 2016

Veteran Home Buyer Costs

Veteran Home Buyer Costs Are you ready to use your VA home loan benefit? Avoid surprises by educating yourself on the true cost of home ownership and learn about Veteran home buyer costs. Start by budgeting for these one‑time expenses so you know just how much you can afford: down payment earnest money deposit. closing […]

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September 10, 2016

Find the Right Real Estate Agent

Wayne Bell, Real Estate Commissioner discusses how to find the right real estate agent. My name is Wayne Bell. I’m the Chief Counsel for California Department of Real Estate. I’ve been here since March of 2006. Question: How should one go about interviewing a real estate professional? Wayne:  First thing is after they’ve identified a […]

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September 10, 2016

Home Buyer Credit Score – WHO’S CHECKING YOUR CREDIT?

  Your Credit Score is Your Ticket to a Financing a Home Consumers underestimate the impact of credit scores – and a significant number don’t even know that credit scores are used by non-creditors. Only half of consumers know when lenders are required to inform borrowers of their use of credit scores : after a […]

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September 10, 2016

Home Loan Protections

Home Loan Protections that Home Buyers Need My name is Tom Pool. I’m an Assistant Commissioner with the California Department of Real Estate. I am the Legislative Director with the department, as well as the Mortgage Lending Activities Supervisor here at the department. What sort of home loan terms should someone look for before signing […]

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September 9, 2016

Questions About Buying Your First Home

Buying Your First Home – Evaluate Your Finances Hi, everyone. It’s Marietta with the “Consumer Action Handbook.” I’m here to answer some questions for you, consumer questions that may be able to help you in your daily life. We’ve got so many questions for people after our Google hangout, and we want to just keep […]

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September 9, 2016

Veteran Home Loans – Overview

Explore VA Benefits: Overview of home loans and how to apply VA Home Loans your Veteran Benefit Did you know eligible veterans can get a VA home loan at any age and can reuse the benefit multiple times? Did you know, unlike with conventional and FHA loans, most VA loans do not require a down […]

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September 8, 2016

Should You List Your Home on the Multiple Listing Service?

Don Faught 2013 President of the California Association of REALTORS®: Off Multiple Listing Service Listings Explained Hi, I’m Don Faught, president of the California Association of REALTORS®. You may have heard a real estate term that’s recently become more commonly used called an off market or a pocket listing. Simply put, an off market listing […]

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